Goldco Review
If you are thinking about investing in gold, whether you want to buy gold and silver directly or invest in a gold IRA, Goldco is a name you can trust. I have been in the precious metals industry for many years, and I will tell you that, without a doubt, Goldco is one of the best places to get a precious metals IRA, and it is solidly in our top 5 gold IRA companies.
The big question is this: what makes Goldco stand out from other precious metals dealers and gold IRA providers? Let’s find out:
Goldco Overview – Buy Physical Gold, Silver, or a Gold IRA
Goldco is a top precious metals investment company that helps investors protect their retirement assets by converting a traditional IRA or 401(k) into self-directed gold or silver IRAs.
The company was founded in 2006, and it specializes in helping clients rollover their existing IRA into a gold or silver IRA. This allows you to diversify your portfolio with physical gold and silver. Goldco works with some of the most trusted custodians and depositories out there, and it helps clients to feel safe about their financial future.
With a reputation for exceptional customer service and a large focus on educational resources, Goldco is well known for it’s personalized service, including helping customers through the entire process of opening a self-directed IRA. This is a legitimate gold dealer that allows for both direct purchases and IRAs, and I couldn’t recommend Goldco more. With thousands of satisfied customers, let’s look at how Goldco stacks up against other companies in regard to ratings and reviews.
Goldco Ratings
You may have heard of Goldco thanks to its celebrity endorsements, including Chuck Norris and Sean Hannity. However, I always think it’s best to look at what everyday investors have to say about a company.
This is why I always recommend looking at customer feedback before working with any company. Here are some of the major ratings and reviews I think are important to consider before you invest with Goldco:
Goldco BBB Rating (Better Business Bureau)
The Better Business Bureau is one of the most trusted review sites. Currently, Goldco has an A+ rating with the BBB, and it has been accredited since 2011.
There are a bit over 1,200 reviews for Goldco on the BBB site. Overall, Goldco has a 4.82 rating. There are a few complaints about Goldco, which I will address later, but most of them are due to people not understanding the fee structure and not realizing that prices on their documents are the spot price, not the retail price, of the metals.
Goldco Business Consumer Alliance Rating
The Business Consumer Alliance has given Goldco its highest rating of an AAA.
Goldco TrustPilot Rating
As of this review, in July 2025, Goldco has over 1,600 reviews on TrustPilot. These reviewers have given Goldco a 4.8/5 stars.
As you can see, customers of Goldco thoroughly enjoy this company. They trust Goldco and they are happy to share their experiences with Goldco with the world. I really appreciate that.
Why You Should Open a New Account With Goldco
For those looking for a gold IRA or to buy IRA-approved coins, Goldco is a great option. I have personal experience with Goldco for over a decade, and I want to share what really makes them such a good company to work with.
You Can Count on the Advice and Information You Get from Goldco
One of the best parts of working with Goldco is the people you work with. Every precious metals specialist I have ever worked with at Goldco has been excellent. They offer clear communication, they are always very patient, and they have a lot of knowledge about the precious metals industry.
Every time I work with Goldco, I never felt pressured or rushed to make a decision. The Goldco representative I worked with explained what would work best for my financial situation and goals, and then shared some information about the IRS-approved coins that may work best for me. However, I was free to choose what I wanted, and I was more confident, as now I could make informed decisions for my gold IRA and other retirement accounts thanks to their knowledge and educational resources.
One of the Best Buyback Programs
Another thing I really love about Goldco is that they have one of the most fair buyback programs out there. If you suddenly need to liquidate your holdings, just reach out to an account rep, and they will take care of it. Goldco is well known for offering the highest price they can, and that makes a big difference when you need to sell gold or silver.
From my experience, this is not just a good marketing scheme; it’s a fully helpful bonus that gives Goldco clients great peace of mind.
Getting Started with Goldco – Take the First Step
I want to show you how easy it is to invest with Goldco. It’s literally the easiest thing to do, even for those who are new to the precious metals industry. Here’s a step-by-step guide based on my own experience:
First, Open Your Gold IRA Account
The first step to open a gold or silver IRA is to get your account set up. Like I said, this is very easy. The Goldco team takes care of almost everything from filling out as much as they can with the paperwork, keeping you updated throughout the process, and ensuring that everything complies with IRS rules. When you are dealing with something as important as financial planning and your retirement accounts, you have to be absolutely certain everything is done correctly.
Next, Fund the IRA
Once you open your account, you will then need to fund it. There are a couple of ways you can do this. You can rollover a retirement account you already have, such as a 401(k) or another IRA, or you can fund it with cash. There is a minimum investment required, but I’ll discuss that later in this review. Right now, just know that they help you get your retirement savings into the new IRA. It might take a few days for your existing retirement accounts to transfer, but once they do, you can move on to the fun part of precious metals investing…choosing your metals.
Finally, It’s Time to Choose Your Gold and Silver
With your account funded, you can choose your gold and silver. Sometimes, Goldco offers promotions like free silver if you add enough to your account, so keep that in mind if you have access to that promo. All of the metals that Goldco offers are IRS-approved, and they meet the strictest of purity standards. Keep in mind that you cannot store precious metals in your home or in a bank. You need to store them in an approved depository. Goldco recommends Delaware Depository, which is one of the best out there.
When all of your metals are selected, you will simply need to finalize your paperwork, and that’s all there is to it. You can rest assured that your gold is stored securely, and it will be there when you are ready to retire.
Goldco Fees and Minimum Investment
I do want to mention that all precious metals companies have fees, and Goldco is no exception. There are annual fees, minimum investment amounts, and storage fees. Here’s what you need to know:
- Goldco Minimum Investment – $25,000
- One-time Set-up Fee – $50
- Annual Account Fee – $125 per year
- Storage Fees – $100 – $150 per year
Pros & Cons of Choosing Goldco
Pros
- Goldco offers both gold and silver IRAs.
- There are thousands of 5-star reviews highlighting quality service, amazing business practices, secure storage, and more.
- Offers many educational resources and news articles sharing information about market trends, market volatility, and other personal finance topics.
- Goldco has one of the highest buy-back programs
Cons
- The minimum investment is a bit high compared to other companies.
- The company only offers gold and silver coins. It doesn’t offer other metals like platinum or palladium.
Goldco Alternatives
While I fully endorse this company, I do invite you to look into alternatives and understand what makes each company unique:
- Augusta Precious Metals Gold IRA
- Golden Crest Metals Gold IRA
- Noble Gold Investments Gold IRA
- American Hartford Gold IRA
My Final Thoughts About Goldco
I’ve certainly had my share of working with precious metals companies, and Goldco is one of my favorites. I’ve always had a positive experience interacting with Goldco, and I definitely recommend it.
There are many positive reviews, and though Goldco charges a small premium, the prices are great for coins when compared to other companies. Customer satisfaction is always a top priority, as is education, which plays a crucial role in feeling confident when investing. I’m so happy I found Goldco, and though you might have concerns, remember, almost all of the Goldco complaints and negative reviews were from those who didn’t do their research on how this industry works.
In addition to Goldco, I also recommend that you check out my other precious metals company reviews, including American Hartford Gold, which is another option on our list of top 5 gold IRA companies. We thoroughly vet every company we add here, and we not only test them out, we are also customers.
